Business Interruption
Coverage for lost income when your business operations are disrupted
About Business Interruption
Business Interruption insurance helps protect your business income when you're unable to operate due to a covered loss. It covers lost revenue, ongoing expenses, and helps you get back on your feet faster after a disaster or unexpected event forces your business to temporarily close.
Key Features
Lost revenue replacement
Operating expenses coverage
Extra expense coverage for temporary locations
Extended period of indemnity options
Coverage for dependent property interruptions
Who Needs Business Interruption?
Any business that relies on its physical location or property to generate income should consider Business Interruption insurance. Especially important for retail stores, restaurants, manufacturers, and service businesses that would suffer significant financial loss if forced to close temporarily.
Coverage Details
This coverage compensates for lost net income during the period your business is unable to operate due to a covered property loss. It can cover payroll for key employees, rent or mortgage payments, loan payments, and taxes. Coverage typically begins after a waiting period and continues until your business can resume operations or the policy limit is reached.
Why Choose Watley Insurance Group?
Local Expertise
We understand Louisiana's unique business risks — from hurricanes to industry-specific challenges. Our local knowledge helps us find the right coverage for your business.
Compare Multiple Carriers
We shop multiple insurance companies to find you the best combination of coverage and price. Save time and money with one call.
Personal Service
When you need help, you'll talk to a real person who knows your policy. No call centers, just local agents who care about your business.
Let's Get You Insured Today
Fill out the form below or give us a call at 318-423-7445
Ready to Get Protected?
Join thousands of Louisiana families and businesses who trust Watley Insurance Group for their insurance needs.