About Commercial Term-Life
Commercial Term-Life insurance provides life insurance coverage specifically designed for business purposes. This coverage can protect your business from financial loss if a key owner or employee dies, fund buy-sell agreements, secure business loans, and provide flexibility for business succession planning.
Key Features
Key person coverage
Buy-sell agreement funding
Business loan protection
Flexible term lengths
Customizable coverage amounts
Who Needs Commercial Term-Life?
Business owners, partnerships, and companies with key personnel critical to operations need Commercial Term-Life insurance. Essential for protecting businesses from financial loss due to the death of an owner or key employee, funding buy-sell agreements, and securing business loans.
Coverage Details
Commercial Term-Life insurance can be used for key person coverage (protecting against loss of a critical employee), buy-sell agreement funding (ensuring smooth business transitions), or business loan collateral. The business typically owns and pays for the policy, with coverage amounts tailored to specific business needs and risks.
Why Choose Watley Insurance Group?
Local Expertise
We understand Louisiana's unique business risks — from hurricanes to industry-specific challenges. Our local knowledge helps us find the right coverage for your business.
Compare Multiple Carriers
We shop multiple insurance companies to find you the best combination of coverage and price. Save time and money with one call.
Personal Service
When you need help, you'll talk to a real person who knows your policy. No call centers, just local agents who care about your business.
Let's Get You Insured Today
Fill out the form below or give us a call at 318-423-7445
Ready to Get Protected?
Join thousands of Louisiana families and businesses who trust Watley Insurance Group for their insurance needs.