Commercial Umbrella
Extra liability protection above your primary commercial policies
About Commercial Umbrella
Commercial Umbrella insurance provides an additional layer of liability protection above your existing general liability, commercial auto, and other primary liability policies. It kicks in when claims exceed your underlying policy limits, protecting your business assets and future earnings from catastrophic losses.
Key Features
Excess liability coverage above primary policies
Broader coverage than underlying policies
Protection for defense costs
Coverage for claims not fully covered by primary policies
High limit options for comprehensive protection
Who Needs Commercial Umbrella?
Businesses with significant assets, high-risk operations, or exposure to large lawsuits should strongly consider Commercial Umbrella insurance. It's essential for businesses that want extra peace of mind and protection beyond their standard policy limits.
Coverage Details
Umbrella insurance provides coverage that extends above your primary liability policies. If a claim exceeds your general liability or commercial auto limits, your umbrella policy covers the excess. It also provides coverage for certain claims that may not be fully covered by your underlying policies, offering broader protection for your business.
Why Choose Watley Insurance Group?
Local Expertise
We understand Louisiana's unique business risks — from hurricanes to industry-specific challenges. Our local knowledge helps us find the right coverage for your business.
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We shop multiple insurance companies to find you the best combination of coverage and price. Save time and money with one call.
Personal Service
When you need help, you'll talk to a real person who knows your policy. No call centers, just local agents who care about your business.
Let's Get You Insured Today
Fill out the form below or give us a call at 318-423-7445
Ready to Get Protected?
Join thousands of Louisiana families and businesses who trust Watley Insurance Group for their insurance needs.