Equipment Breakdown Insurance
Coverage for mechanical and electrical equipment failures
About Equipment Breakdown Insurance
Equipment Breakdown Insurance (also known as Boiler & Machinery insurance) covers the cost of repairing or replacing essential business equipment when it breaks down due to mechanical or electrical failure. This coverage helps businesses recover quickly from unexpected equipment failures that can halt operations.
Key Features
Mechanical breakdown coverage
Electrical failure protection
Computer and data processing equipment coverage
Business interruption coverage
Expediting expenses for urgent repairs
Who Needs Equipment Breakdown Insurance?
Businesses that rely heavily on equipment to operate—such as manufacturers, restaurants, HVAC companies, data centers, hospitals, and facilities with boilers or pressure vessels—need Equipment Breakdown Insurance. Essential for any business where equipment failure could cause significant financial loss.
Coverage Details
This insurance covers the sudden and accidental breakdown of covered equipment, including repair or replacement costs, expediting expenses for urgent repairs, and business interruption losses. It protects against failures caused by power surges, mechanical breakdown, operator error, and other covered causes not typically covered by standard property insurance.
Why Choose Watley Insurance Group?
Local Expertise
We understand Louisiana's unique business risks — from hurricanes to industry-specific challenges. Our local knowledge helps us find the right coverage for your business.
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We shop multiple insurance companies to find you the best combination of coverage and price. Save time and money with one call.
Personal Service
When you need help, you'll talk to a real person who knows your policy. No call centers, just local agents who care about your business.
Let's Get You Insured Today
Fill out the form below or give us a call at 318-423-7445
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