Errors and Omissions
Protection against claims of professional negligence or mistakes
About Errors and Omissions
Errors and Omissions (E&O) insurance protects professionals and businesses that provide services or advice from claims of negligence, mistakes, or failure to perform professional duties. This coverage is essential for protecting your reputation and finances when clients allege professional errors.
Key Features
Professional negligence coverage
Claims of errors or mistakes
Legal defense costs
Settlement and judgment coverage
Coverage for past acts (retroactive coverage options)
Who Needs Errors and Omissions?
Professionals who provide services, advice, or expertise—including consultants, accountants, real estate agents, insurance agents, architects, engineers, lawyers, and other service providers—need E&O insurance. Many professional contracts require this coverage.
Coverage Details
E&O insurance covers claims that your professional services, advice, or work caused financial harm to a client. It protects against allegations of mistakes, negligence, failure to deliver promised results, and breach of professional duty. Coverage includes legal defense costs and settlements, even for groundless claims.
Why Choose Watley Insurance Group?
Local Expertise
We understand Louisiana's unique business risks — from hurricanes to industry-specific challenges. Our local knowledge helps us find the right coverage for your business.
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Personal Service
When you need help, you'll talk to a real person who knows your policy. No call centers, just local agents who care about your business.
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