About Excess Liability Coverage
Excess Liability Coverage provides additional limits above your primary liability policies. This coverage ensures that even in the event of a large claim or lawsuit, your business has sufficient protection to cover damages, legal fees, and settlements without jeopardizing your assets.
Key Features
Increased liability limits
Protection for large claims
Legal defense coverage
Flexible limit options
Seamless integration with primary policies
Who Needs Excess Liability Coverage?
Businesses facing higher liability risks or operating in industries prone to large claims should consider Excess Liability Coverage. This is especially important for businesses with valuable assets, contractors, healthcare providers, and businesses with significant customer interaction.
Coverage Details
Excess Liability Coverage sits above your primary liability policies and activates when claims exceed those primary limits. It provides the same coverage terms as your underlying policies but extends the total available coverage amount. This ensures your business can handle substantial claims without financial devastation.
Why Choose Watley Insurance Group?
Local Expertise
We understand Louisiana's unique business risks — from hurricanes to industry-specific challenges. Our local knowledge helps us find the right coverage for your business.
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