About General Liability
General Liability insurance is fundamental protection for any business. It covers claims of bodily injury, property damage, and personal injury that occur on your business premises or as a result of your business operations. This essential coverage protects your business assets and reputation when accidents happen.
Key Features
Bodily injury coverage for customers, clients, and visitors
Property damage protection for third-party property
Personal and advertising injury coverage
Medical payments coverage
Products and completed operations coverage
Who Needs General Liability?
Every business, regardless of size or industry, should have General Liability insurance. It's especially critical for businesses that have customer visits, provide services, or work on client properties. Many contracts and leases require this coverage before you can work with clients or rent space.
Coverage Details
General Liability typically covers legal defense costs, settlements, and judgments up to your policy limits. It protects against common risks like slip-and-fall accidents, property damage claims, and advertising mistakes. Your policy will include per-occurrence limits and aggregate limits to ensure comprehensive protection throughout the policy term.
Why Choose Watley Insurance Group?
Local Expertise
We understand Louisiana's unique business risks — from hurricanes to industry-specific challenges. Our local knowledge helps us find the right coverage for your business.
Compare Multiple Carriers
We shop multiple insurance companies to find you the best combination of coverage and price. Save time and money with one call.
Personal Service
When you need help, you'll talk to a real person who knows your policy. No call centers, just local agents who care about your business.
Let's Get You Insured Today
Fill out the form below or give us a call at 318-423-7445
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Join thousands of Louisiana families and businesses who trust Watley Insurance Group for their insurance needs.