About Group Disability
Group Disability insurance provides income replacement for employees who are unable to work due to injury or illness. This valuable benefit protects employees' financial security during difficult times and helps ensure they can maintain their standard of living while recovering.
Key Features
Short-term disability coverage
Long-term disability protection
Income replacement benefits
Own occupation or any occupation options
Affordable group rates
Who Needs Group Disability?
Businesses committed to comprehensive employee benefits should consider Group Disability insurance. This coverage provides crucial financial protection for employees facing temporary or permanent disabilities, helping them maintain financial stability during recovery and demonstrating your commitment to employee security.
Coverage Details
Group Disability insurance replaces a portion of employees' income when they're unable to work due to injury or illness. Short-term disability typically covers 3-6 months, while long-term disability can extend for years or until retirement age. Coverage can be structured as own-occupation (can't work in their field) or any-occupation (can't work at all).
Why Choose Watley Insurance Group?
Local Expertise
We understand Louisiana's unique business risks — from hurricanes to industry-specific challenges. Our local knowledge helps us find the right coverage for your business.
Compare Multiple Carriers
We shop multiple insurance companies to find you the best combination of coverage and price. Save time and money with one call.
Personal Service
When you need help, you'll talk to a real person who knows your policy. No call centers, just local agents who care about your business.
Let's Get You Insured Today
Fill out the form below or give us a call at 318-423-7445
Ready to Get Protected?
Join thousands of Louisiana families and businesses who trust Watley Insurance Group for their insurance needs.