About Liquor Liability
Liquor Liability insurance provides essential protection for businesses that serve, sell, or manufacture alcohol. In Louisiana, businesses can be held liable for damages caused by intoxicated patrons, making this specialized coverage critical for protecting your business from potentially devastating lawsuits.
Key Features
Protection against dram shop liability
Coverage for alcohol-related incidents
Legal defense costs
Bodily injury and property damage coverage
Specialized coverage for alcohol-related claims
Who Needs Liquor Liability?
Any business that serves or sells alcohol—including bars, restaurants, hotels, caterers, event venues, liquor stores, and breweries—needs Liquor Liability insurance. Louisiana's dram shop laws can hold businesses liable for accidents caused by intoxicated customers, making this coverage essential.
Coverage Details
Liquor Liability insurance protects businesses from claims that arise when alcohol served or sold at your establishment contributes to an accident, injury, or property damage. It covers legal defense costs, settlements, and judgments for alcohol-related incidents. This coverage is separate from general liability and addresses specific risks of alcohol service.
Why Choose Watley Insurance Group?
Local Expertise
We understand Louisiana's unique business risks — from hurricanes to industry-specific challenges. Our local knowledge helps us find the right coverage for your business.
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Personal Service
When you need help, you'll talk to a real person who knows your policy. No call centers, just local agents who care about your business.
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