About Workers' Compensation
Workers' Compensation insurance is required by law in Louisiana for most businesses with employees. This essential coverage provides medical benefits and wage replacement for employees who are injured or become ill on the job, while protecting employers from most workplace injury lawsuits.
Key Features
Medical expense coverage for workplace injuries
Wage replacement benefits
Disability benefits
Death benefits for families
Employer liability protection
Who Needs Workers' Compensation?
Any business with employees in Louisiana is required to carry Workers' Compensation insurance. This mandatory coverage protects both employees and employers, ensuring injured workers receive care and benefits while protecting businesses from potentially devastating injury lawsuits.
Coverage Details
Workers' Compensation covers medical expenses, rehabilitation costs, and a portion of lost wages for employees injured on the job. It also provides death benefits to families of employees killed in workplace accidents. In exchange, employees generally give up the right to sue employers for workplace injuries, providing important legal protection for businesses.
Why Choose Watley Insurance Group?
Local Expertise
We understand Louisiana's unique business risks — from hurricanes to industry-specific challenges. Our local knowledge helps us find the right coverage for your business.
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We shop multiple insurance companies to find you the best combination of coverage and price. Save time and money with one call.
Personal Service
When you need help, you'll talk to a real person who knows your policy. No call centers, just local agents who care about your business.
Let's Get You Insured Today
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