Individual Health Insurance
Personal health insurance coverage for individuals and families
About Individual Health Insurance
Individual Health Insurance provides comprehensive medical coverage for individuals and families who don't have access to employer-sponsored health insurance. These plans cover essential health benefits including doctor visits, hospital stays, prescription drugs, preventive care, and emergency services. We help you find the right plan that balances coverage and affordability.
What It Covers
Doctor visits and specialist care
Hospital stays and surgery
Prescription drug coverage
Preventive care and wellness visits
Emergency services
Mental health and substance abuse treatment
Why You Need Individual Health Insurance
Health insurance protects you from the high cost of medical care. Without coverage, a single serious illness or injury could result in medical bills of tens or hundreds of thousands of dollars. Individual health insurance ensures you have access to quality healthcare while protecting your financial security. In Louisiana, having health insurance also helps you avoid tax penalties.
Key Features
Comprehensive medical coverage
Multiple plan options (HMO, PPO, EPO)
Subsidies available for qualifying individuals
Coverage for pre-existing conditions
Essential health benefits included
Network of healthcare providers
Why Choose Watley Insurance Group?
Local Expertise
We understand Louisiana's unique healthcare landscape and insurance needs. Our local knowledge helps us find the right life and health coverage for you and your family.
Compare Multiple Carriers
We shop multiple insurance companies to find you the best combination of coverage and price. Save time and money with one call.
Personal Service
When you need help, you'll talk to a real person who knows your policy. No call centers, just local agents who care about your health and financial security.
Let's Get You Insured Today
Fill out the form below or give us a call at 318-423-7445
Ready to Get Protected?
Join thousands of Louisiana families and businesses who trust Watley Insurance Group for their insurance needs.