About Long-Term Care Insurance
Long-Term Care Insurance helps cover the cost of extended care services when you can no longer perform daily activities independently. This coverage helps pay for nursing home care, assisted living facilities, in-home care, and adult day care. Long-term care is expensive and typically not covered by health insurance or Medicare, making this coverage essential for protecting your assets.
What It Covers
Nursing home care
Assisted living facility costs
In-home care services
Adult day care
Home modifications for care
Care coordination services
Why You Need Long-Term Care Insurance
Long-term care costs can exceed $100,000 per year and can quickly deplete your savings and retirement funds. Medicare and health insurance don't cover most long-term care services, leaving you responsible for these expenses. Long-term care insurance protects your assets and ensures you can receive quality care without exhausting your life savings or burdening your family.
Key Features
Comprehensive care coverage
Flexible benefit periods
Daily benefit amounts to match costs
Inflation protection options
Shared care options for couples
Asset protection
Why Choose Watley Insurance Group?
Local Expertise
We understand Louisiana's unique healthcare landscape and insurance needs. Our local knowledge helps us find the right life and health coverage for you and your family.
Compare Multiple Carriers
We shop multiple insurance companies to find you the best combination of coverage and price. Save time and money with one call.
Personal Service
When you need help, you'll talk to a real person who knows your policy. No call centers, just local agents who care about your health and financial security.
Let's Get You Insured Today
Fill out the form below or give us a call at 318-423-7445
Ready to Get Protected?
Join thousands of Louisiana families and businesses who trust Watley Insurance Group for their insurance needs.