About Medicare Part D
Medicare Part D provides prescription drug coverage for Medicare beneficiaries. These plans are offered by private insurance companies and help cover the cost of prescription medications. Part D plans have formularies (lists of covered drugs) and different cost-sharing structures, so it's important to choose a plan that covers your medications at the best price.
What It Covers
Prescription drug coverage
Generic and brand-name medications
Mail-order pharmacy options
Coverage at retail pharmacies
Catastrophic coverage for high drug costs
Formulary of covered medications
Why You Need Medicare Part D
Prescription medications can be expensive, and Original Medicare doesn't cover most prescription drugs you take at home. Medicare Part D helps make your medications more affordable. Without Part D coverage, you may face a late enrollment penalty if you enroll later, and you'll pay full price for all your prescriptions. Having Part D protects you from high drug costs.
Key Features
Affordable prescription drug coverage
Multiple plan options
Coverage for generic and brand drugs
Mail-order pharmacy savings
Catastrophic coverage protection
Help with medication costs
Why Choose Watley Insurance Group?
Local Expertise
We understand Louisiana's unique healthcare landscape and insurance needs. Our local knowledge helps us find the right life and health coverage for you and your family.
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Personal Service
When you need help, you'll talk to a real person who knows your policy. No call centers, just local agents who care about your health and financial security.
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