About Short-Term Disability
Short-Term Disability Insurance provides income replacement when you're unable to work due to a temporary illness or injury. These policies typically provide benefits for 3 to 6 months, replacing a portion of your income (usually 60-70%) while you recover. This coverage helps you maintain your financial stability during short-term disabilities.
What It Covers
Income replacement during disability
Coverage for illness and injury
Benefits for 3-6 months typically
Partial income replacement (60-70%)
Coverage for both on and off-job disabilities
Maternity leave coverage (some policies)
Why You Need Short-Term Disability
A temporary disability can quickly disrupt your finances if you're unable to work. Short-term disability insurance ensures you continue receiving income while you recover, helping you pay bills, mortgage, and other expenses. This coverage is especially important if you don't have significant savings or if your employer doesn't provide disability benefits.
Key Features
Quick benefit payments
Affordable premiums
Flexible benefit periods
Coverage for illness and injury
Maternity leave protection
Income replacement during recovery
Why Choose Watley Insurance Group?
Local Expertise
We understand Louisiana's unique healthcare landscape and insurance needs. Our local knowledge helps us find the right life and health coverage for you and your family.
Compare Multiple Carriers
We shop multiple insurance companies to find you the best combination of coverage and price. Save time and money with one call.
Personal Service
When you need help, you'll talk to a real person who knows your policy. No call centers, just local agents who care about your health and financial security.
Let's Get You Insured Today
Fill out the form below or give us a call at 318-423-7445
Ready to Get Protected?
Join thousands of Louisiana families and businesses who trust Watley Insurance Group for their insurance needs.