About Condo and Townhome Insurance
Condo and townhome insurance (HO-6 policy) provides coverage for your unit and personal property, complementing your association's master policy. While your HOA covers the building's exterior and common areas, you need insurance for your interior, belongings, and personal liability. Our policies are designed to work seamlessly with your association's coverage.
What It Covers
Interior walls, floors, and fixtures
Personal property and belongings
Personal liability protection
Loss assessment coverage for shared expenses
Additional living expenses if your unit is uninhabitable
Improvements and betterments you've made to your unit
Why You Need Condo and Townhome Insurance
Your condo association's insurance doesn't cover your personal property or the interior of your unit. Without proper HO-6 coverage, you could be responsible for repairs to your unit's interior, replacement of your belongings, and liability claims. This coverage is essential for protecting your investment and financial security in your condominium or townhome.
Key Features
Coverage that complements your HOA's master policy
Loss assessment coverage for special assessments
Personal property protection
Liability coverage for incidents in your unit
Understanding of Louisiana condo association requirements
Flexible coverage limits to match your needs
Why Choose Watley Insurance Group?
Local Expertise
We understand Louisiana's unique risks — from hurricanes to floods. Our local knowledge helps us find the right coverage for your needs.
Compare Multiple Carriers
We shop multiple insurance companies to find you the best combination of coverage and price. Save time and money with one call.
Personal Service
When you need help, you'll talk to a real person who knows your policy. No call centers, just local agents who care.
Let's Get You Insured Today
Fill out the form below or give us a call at 318-423-7445
Ready to Get Protected?
Join thousands of Louisiana families and businesses who trust Watley Insurance Group for their insurance needs.