About Landlord/Dwelling Insurance
Landlord insurance (also called dwelling fire insurance) protects your rental property investment. This specialized coverage protects the structure, provides liability protection, and covers lost rental income if your property becomes uninhabitable. Whether you own a single rental property or multiple units, proper landlord insurance is essential for protecting your investment.
What It Covers
Building structure and permanent fixtures
Liability protection for tenant injuries
Lost rental income coverage
Property damage from covered perils
Legal expenses related to property ownership
Coverage for detached structures on the property
Why You Need Landlord/Dwelling Insurance
Rental properties face unique risks, including tenant-related damage, liability claims, and loss of income. Standard homeowners insurance doesn't cover rental properties, and you need specialized landlord insurance. This coverage protects your investment and provides financial security if your property is damaged or if you face liability claims from tenants or visitors.
Key Features
Coverage specifically designed for rental properties
Lost rental income protection
Liability coverage for landlord responsibilities
Coverage for multiple rental units
Flexible coverage for furnished or unfurnished properties
Understanding of Louisiana landlord-tenant laws
Why Choose Watley Insurance Group?
Local Expertise
We understand Louisiana's unique risks — from hurricanes to floods. Our local knowledge helps us find the right coverage for your needs.
Compare Multiple Carriers
We shop multiple insurance companies to find you the best combination of coverage and price. Save time and money with one call.
Personal Service
When you need help, you'll talk to a real person who knows your policy. No call centers, just local agents who care.
Let's Get You Insured Today
Fill out the form below or give us a call at 318-423-7445
Ready to Get Protected?
Join thousands of Louisiana families and businesses who trust Watley Insurance Group for their insurance needs.