Personal Umbrella Insurance
Extra liability protection above your existing policies
About Personal Umbrella Insurance
Personal umbrella insurance provides additional liability coverage above and beyond your auto, homeowners, and other primary insurance policies. In today's litigious society, liability claims can exceed your primary policy limits, leaving you personally responsible for damages. An umbrella policy provides an extra layer of protection for your assets and financial security.
What It Covers
Additional liability coverage above primary policies
Coverage for bodily injury claims
Property damage liability protection
Personal injury liability (libel, slander, defamation)
Coverage for incidents worldwide
Legal defense costs beyond policy limits
Why You Need Personal Umbrella Insurance
Liability claims can be expensive, and if a claim exceeds your primary policy limits, you could be personally responsible for hundreds of thousands or even millions of dollars. An umbrella policy provides affordable additional coverage that protects your assets, savings, and future earnings. This is especially important if you have significant assets to protect.
Key Features
Affordable coverage starting at $1 million
Coverage that extends above multiple primary policies
Worldwide coverage
Protection for personal injury claims
Coverage for rental properties and other exposures
Flexible limits to match your needs and assets
Why Choose Watley Insurance Group?
Local Expertise
We understand Louisiana's unique risks — from hurricanes to floods. Our local knowledge helps us find the right coverage for your needs.
Compare Multiple Carriers
We shop multiple insurance companies to find you the best combination of coverage and price. Save time and money with one call.
Personal Service
When you need help, you'll talk to a real person who knows your policy. No call centers, just local agents who care.
Let's Get You Insured Today
Fill out the form below or give us a call at 318-423-7445
Ready to Get Protected?
Join thousands of Louisiana families and businesses who trust Watley Insurance Group for their insurance needs.