Agriculture & Farming Insurance in Louisiana
Protecting Louisiana's agricultural operations with specialized coverage that understands farming risks, from crop loss and livestock protection to equipment and liability exposures unique to agriculture.
We serve agriculture & farming businesses across Louisiana, from New Orleans to Shreveport and everywhere in between.
Top Risks Agriculture & Farming Businesses Face in Louisiana
Agriculture & Farming businesses in Louisiana face unique challenges that require specialized insurance protection. Understanding these risks is the first step toward comprehensive coverage that protects your business, employees, and livelihood.
Crop loss from hurricanes, floods, drought, or disease
Livestock death or injury from weather, disease, or accidents
Property damage to farm buildings, equipment, and outbuildings
Liability exposure from farm visitors, agritourism, or farm operations
Equipment breakdown halting critical farming operations
Workplace injuries from farm machinery and livestock handling
Coverage Designed for Agriculture & Farming
The right insurance coverage addresses the specific risks your agriculture & farming business faces. Here's how each recommended coverage protects you from the challenges unique to your industry.
Comprehensive coverage designed for farms and ranches, including farm property, equipment, livestock, and liability protection tailored for agricultural operations.
Covers farm buildings, barns, equipment, outbuildings, and structures from fire, storms, theft, and other perils that threaten agricultural operations.
Protects against liability claims from farm visitors, agritourism activities, property damage, or injuries related to farm operations.
Essential for farm trucks, tractors on roads, and vehicles used for agricultural operations, covering both liability and physical damage.
Required in Louisiana and protects farm workers from workplace injuries while protecting you from costly injury lawsuits.
Crop Insurance
Specialized coverage for crop loss from weather, disease, or other perils. Often available through federal programs and private insurers.
How Watley Insurance Group Supports Agriculture & Farming
As a Louisiana-based commercial insurance agency, we understand the unique challenges agriculture & farming businesses face in our state. We're not just insurance agents—we're your partners in protecting what you've built.
We Learn How Your Agriculture & Farming Operation Works
Before recommending coverage, we take time to understand your specific operations, risks, and goals. This deep understanding ensures your policy addresses your actual exposures, not just generic industry risks.
We Shop Multiple Carriers Who Understand Your Industry
We work with insurance carriers that specialize in agriculture & farming coverage. By comparing multiple options, we find you the best combination of coverage and price from carriers who understand your industry's unique needs.
We Help You Manage Certificates, Changes, and Claims
Your relationship with us doesn't end at the sale. We help with certificates of insurance, policy changes, claims support, and ongoing risk management. When you need help, you'll talk to someone who knows your business.
Real-World Situations Where Coverage Matters
These scenarios illustrate how the right insurance coverage protects agriculture & farming businesses when unexpected events occur.
Hurricane Destroys Crops and Farm Buildings
A hurricane destroyed a Louisiana farm's crops and damaged multiple farm buildings. Agribusiness Insurance covered building repairs, while Crop Insurance (through federal programs) helped with crop losses, allowing the farm to continue operations.
Livestock Loss from Disease Outbreak
A disease outbreak resulted in significant livestock losses on a Louisiana ranch. Agribusiness Insurance with livestock coverage helped cover the losses, protecting the ranch from financial devastation.
Farm Visitor Injury Leads to Liability Claim
A visitor to a Louisiana farm was injured during an agritourism activity. General Liability coverage handled medical expenses, legal defense, and settlement, protecting the farm from financial ruin.
Agriculture & Farming Insurance FAQs
Do Louisiana farms need specialized Agribusiness insurance?
Yes. Agribusiness insurance is designed specifically for farms and ranches, covering farm buildings, equipment, livestock, and liability exposures unique to agriculture. Standard business insurance doesn't adequately address farming risks like livestock, crops, and agricultural equipment.
How does crop insurance work for Louisiana farmers?
Crop insurance protects against crop loss from weather, disease, or other perils. It's often available through federal programs (like the USDA's Risk Management Agency) and private insurers. Coverage can be essential for Louisiana farmers facing hurricane and flood risks.
What insurance protects farm buildings and equipment?
Commercial Property or Agribusiness Insurance covers farm buildings, barns, equipment, outbuildings, and structures from fire, storms, theft, and other perils. This is essential protection for the valuable assets that enable agricultural operations.
Do farms need General Liability if they have visitors?
Yes. Farms with visitors, agritourism activities, or even delivery drivers need General Liability coverage. This protects against claims from injuries or property damage related to farm operations or visitors on your property.
Is Workers' Compensation required for farm employees?
Louisiana requires Workers' Compensation for most businesses with employees, including farms. This is critical given the high risk of workplace injuries from farm machinery, livestock handling, and agricultural operations. It protects both employees and your farm.
Get Coverage for Your Agriculture & Farming Business
Tell us a little about your operation and a Louisiana-based agent from Watley Insurance Group will follow up with options tailored to your industry.
Let's Get You Insured Today
Fill out the form below or give us a call at 318-423-7445